Premises liability

Coverage for premises injury 

All TMLT policies include limited professional premises liability coverage with limits of $200,000 per claim/$200,000 per policy period. Coverage includes compensatory damages for claims arising out of premises injury or damages to any patient that:

• occur during the policy period and within the policy territory;
• are caused by a premises occurrence; and
• arise out of your ownership or leasehold interest in the insured premises.

The coverage only applies to claims by patients, and it does not eliminate the need for a general liability policy for your practice.